Your Guide to Surviving a Vehicular Accident

No matter how careful you are and how much you try to protect yourself from unfortunate events, accidents happen all the time, especially on the road. So aside from keeping your car in the best condition, securing insurance coverage and being a safe driver, it’s also important that you equip yourself with information on what you need to do in the event of an accident.

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Being prepared

This is the first thing that you need to do. Have an emergency kit in your trunk with a notepad, flashlight, early warning devices and first-aid equipment. You should also keep a spare battery for your mobile phone in case the one you’re using is drained. A disposable camera is also useful in case you need pictures as evidence. Keep a journal or note should you or a family member have any medical condition that needs specialized care.

Immediately after the accident

Accidents can be traumatic, regardless of whether it was a major or minor one. So keep in mind that staying calm is very important. That way, you will know or remember what to do next. Should anyone require medical attention, call 911 right away. If you suspect the injured person broke a bone or two, keep out of the way. Don’t attempt to move or perform first-aid care if you are not sure what to do. If your vehicle is still capable of being driven, move it out of the highway. Otherwise, turn on your hazard lights and set up early warning devices. In the event that you are alone during the accident and it’s already dark, wait in the car, fasten your seat belt and wait for responders to get to your location.

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Seek assistance from the authorities

Police reports carry more weight with your insurance provider. So call the authorities immediately to investigate the scene.

Gather important information

This includes the other driver’s name, contact details, license plate number, insurer and policy number. All of these will be used by the police in their investigation.

Document the accident

If can still move or walk, try to document what happened. Take pictures with your camera, and try to capture different angles of the entire scene. But if you can’t move for some reason, picture the whole incident in your mind and then write down your account of what transpired when you are able to.

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If it’s possible, call your insurer and report the accident. But if not, you can file it as soon as you can. Remember: it’s always better to be safe than sorry. So take all of these tips to heart. Browse through the rest of our blog for other vehicle safety information.

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